Small Employer Health Reform
Update Seminar (3 CE Credits)
Speaker / Instructor
Gary V. Cupo, CLU, ChFC
Gary Cupo began his insurance career in 1973, specializing in health insurance and employee benefits. Broker/Consultant for a number of Fortune 500 companies and state & national association plans and is considered one of New Jersey’s leading authorities on Small Employer Health Reform and employee benefits. He has been a featured speaker to many industry associations and is a Past State President of the New Jersey Association of Health Underwriters.
Outline
- Reasons for Health Reform
- Initial Legislative Highlights
- Definitions
- Standard vs. Non-Standard Plans
- Small Employer Health Reform & the Players
- Reform Components
- New Jersey Continuation
- Community Rating
- Preexisting Condition Limitations
- Rating Factors
- Benefit Plan Designs
- Standard Plan Designs
- HMO Standard Benefit Plan
- HMO Option Benefit Plan Co-Payment
- Riders to Standard Plans
- Limitations
- Plan Types
- Standard Claim Forms
- New Jersey Small Employer Certification Form
- Annual Audit
- New Jersey's Buyer Guide
- Impact on Employees
- Trenton
- New Jersey SEH Benefits Program Advisory Bulletins
- HIPAA
- Miscellaneous Changes
- The Health Care Quality Act
- Policy Form Changes
- MOOPs
- HSA Plans
- MRA Plans
- Age 30 Dependent Law
- Medicare Part D
- Latest Updates
- Review
- Q & A
The purpose of this course is to educate the licensed health insurance producer about the history of small group health reform in New Jersey. Since the initial enactment of the law, legislative changes have been made both locally and federally. This course will update them on these changes bringing them to the current status of small group health reform in New Jersey.